Many American’s believe the economy is not doing so well, but according to economists that is not the case. Moreover, how someone feels about the economy falls along party lines too. Plus, there are so many reasons to be excited about the present but if you’re not feeling too excited due to finances, Ric wants to help you get excited! However there are still things to be worried about, such as Financial Advisors starting to work in their best interest rather than yours. Later, Ric talks about 401k’s, the fact that in general people are good, and one of the best ways to find out what you finances will look like in your future is too talk to people in the place you are headed!