On the show this week Ric talks about the 50th year of the financial planning industry and his impact on the industry such as an upcoming public education program, also how to start a good financial life later than intended, and warnings that you need to find a new financial advisor. Later, a warning about looking at the past performances of mutual funds and other investments, Thrift Savings Plans and how to best start withdrawing from one, also how to continue having a financially stable life after retirement, and finally Ric takes a look at how Americans are financing large purchases such as cars.